Eversend
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Compare money apps

Eversend or Wise? Compare where you live, not where it's famous.

The short answer

Wise has earned its reputation for moving money between major world currencies, and if your life runs on dollars, euros and pounds between big banking markets, it deserves a look. Eversend is built for a different map: you open and fund it from African countries, by mobile money or local bank, you hold African currencies like naira, shillings and cedis alongside USD, EUR and GBP, and you send in every direction that African money actually moves: into Africa, out of Africa, and between African countries. The first question is not which app is better. It's which one works where you live, for the money you actually have.

Get the appSee live rates
Where Eversend goes further

The differences that decide it.

You can open and fund it where you live
Eversend accounts are opened from African countries and topped up by MTN MoMo, M-Pesa, Airtel Money or a local bank transfer. Before comparing rates on any app, check the availability question first: can you open it, and can you put money in, from your country?
It holds African currencies, not just majors
Naira, shillings, cedis and francs sit in your account alongside USD, EUR and GBP: 16 currencies, converted at a rate shown before you confirm. Check which of your currencies the app you're comparing will actually hold as a balance.
It sends in all three directions
Into Africa from the UK, US and Europe. Out of Africa to USD, GBP and EUR bank accounts. And across Africa on routes like Kenya to Nigeria that have no direct banking rail. Most apps run one of these directions; Eversend runs all three.
It pays mobile money, measured
M-Pesa, MTN MoMo, Airtel Money and more, with just a phone number, landing in about a minute measured over our last 90 days of production transfers. If the people you pay live on wallets rather than bank accounts, this is the comparison.
Licensed for African rails
Bank of Uganda licences, FinCEN registration in the US, and remittance authorisation in Kenya. Customer funds are safeguarded and segregated.

Compare on what matters.

Here’s where Eversend stands on each. Run Wise and any other app you’re weighing through the same list, and see how they answer.

What to compare
Eversend
Wise / others
Open and fund the account from African countries (mobile money, local bank)
Yes: MTN MoMo, M-Pesa, Airtel and bank
Check the app
Hold African currencies as balances, alongside USD, EUR and GBP
16 currencies, incl. NGN, KES, UGX, GHS
Check the app
Send OUT of Africa to USD, GBP or EUR bank accounts
Yes, all three, from the app
Check the app
Send between African countries (Kenya to Nigeria, Ghana to Nigeria)
Yes, about a minute, measured
Check the app
Pay African mobile money wallets
Yes, about a minute, last 90 days
Check the app
Licensed, with customer funds safeguarded
Bank of Uganda, FinCEN, Kenya remittance
Check the app

See it for yourself.

Best multicurrency wallets for AfricansMulticurrency walletsSend from the UK to NigeriaFull pricing

Wise alternatives, answered.

Between major world currencies, Wise is excellent and the comparison is close: check the live rate on your corridor and let the numbers decide. For African money life, the two are built for different maps. Eversend opens and funds from African countries, holds African currencies as balances, pays mobile money in about a minute, and sends out of Africa and between African countries. Compare on the flows you actually run.

Try Eversend and decide for yourself.

Download the app, check the live rate on your corridor, and see if it fits.

Get the appSee live rates

Wise is a trademark of its respective owner. Eversend is not affiliated with, endorsed by, or partnered with Wise. Comparisons on this page describe Eversend’s own features; they are not statements about Wise’s pricing, service or status. Rates and features are current as of the last update and may change.