Eversend
// cross-border payments infrastructure

The end of prefunding.

The payout API that funds itself just-in-time, so your treasury never sits in a partner account waiting.

Licensed & regulated · 99.8% API uptime · sandbox in minutes
~/eversend · payout.sh
$ eversend payouts create \
--amount 250000 --currency UGX \
--rail mtn_momo --fund usdc
→ funding leg settled · 1.8s
{ "id": "pyt_8f2a", "funding": "just_in_time",
"status": "processing" }
200 OK · no prefunding · settles in ~2 min
Live
// the difference

Today you wire millions ahead. Then they sit there.

Every payout company prefunds: SWIFT millions to partner accounts days in advance, park local currency, and hope demand matches. That’s dead capital and FX risk on your balance sheet. We replace it with one funding leg, the instant a transaction is created.

THE OLD WAY
01
Wire by SWIFT, 3–5 days ahead
Millions leave your treasury before a single customer transacts.
02
Park local currency in partner accounts
Idle balances spread across markets, exposed to FX swings.
03
Reconcile, top up, repeat
Operational drag and trapped working capital, every cycle.
WITH EVERSEND
01
Create the transaction
Call the API the moment your customer initiates. Nothing prefunded.
02
Fund it just-in-time in stablecoin
One near-instant USDC/USDT funding leg, only for what’s actually moving.
03
We settle locally in minutes
Money lands on local rails. Your treasury earned right up to the second it moved.
0 days
prefunding required
100%
treasury stays liquid
~2s
stablecoin funding leg
// the math

Every day of prefunding is capital you can't touch.

Prefunding means millions sit in partner accounts, doing nothing, waiting for demand to show up. Just-in-time funding hands that capital back. Move the sliders to see roughly how much.

Monthly payout volume$6.0M
Prefunding, the old way4 days
Locked in partner accounts today$800K
With just-in-time funding
Working capital freed
$800K
Put to work at ~5%, that's $40K a year you keep, instead of leaving it idle to fund payouts that haven't happened yet.

Capital freed ≈ monthly volume ÷ 30 × prefunding days; annual figure shown at a 5% rate.

// not ready to re-plumb?

Keep your setup. Just fund it in stablecoin.

Just-in-time is where funding is going — but you don't have to re-engineer to start. Fund your existing payout balance in bulk with USDC or USDT instead of wiring by SWIFT, and cut prefunding from days to hours today.

Explore stablecoin funding
01Prefund by SWIFT — days ahead, partner holds your float
02Fund in stablecoin — in bulk, in minutes, keep your tech
03Just-in-time — fund per transaction, zero prefunding
// the other direction

Collecting? We settle you same-day.

The same stablecoin engine runs in reverse, settling collections in your currency the same day instead of waiting on correspondent banks.

Same-day settlement on collections
FX baked in at near-interbank
One API for collect, fund, pay and settle
One API · every rail

Every way money moves, as endpoints.

Collections, payouts, just-in-time funding, FX and balances. Idempotent, webhook-driven, sandbox-first.

// who builds on us

For the companies moving money at scale.

REMITTANCE

Remittance companies

Send into dozens of markets without prefunding millions. Keep working capital on your own balance sheet.

PSP · FINTECH

PSPs & fintechs

Embed payouts, collections and FX into your product with one integration and a sandbox.

PLATFORM

Global platforms & marketplaces

Pay sellers, creators and partners in fast-growing markets, funded per transaction in stablecoin.

99.8%
API uptime
~2 min
to local settlement
30+
markets, one integration
0
days of prefunding
Coverage

Deep in fast-growing markets. Connected to the world.

30+
countries
16
currencies
15+
networks
NGNKESUGXGHSTZSZARRWFXAFXOFETBUSDEURGBPUSDCUSDTMTN MoMoAirtel MoneyM-Pesa
// built on trust

Infrastructure you can underwrite.

All systems operational· status →
Licensed & regulated
UgandaBank of Uganda
United StatesFinCEN, MSB
CanadaFINTRAC
KenyaAuthorised
ZambiaAuthorised
Custody & security
Stablecoin custody via FireblocksFunds held in safeguarded accounts99.8% uptime · public status pageCompliance certifications underway
Backed by
TechstarsAtomico (Angel)SeedrsFast Track CapitalMetsola Ventures

Keep your millions. Fund just in time.

Grab a sandbox key and move your first payout without prefunding a cent.