What can Eversend do that many money apps can't?

Its standout is paying out of Africa to hard-currency bank accounts, and running intra-Africa routes like Kenya to Nigeria that have no direct banking rail. If either is on your list, compare on that first, because availability, not a slightly better rate, is what decides whether a transfer can happen at all.

What can I do with Eversend?

Send to mobile money and bank accounts across 18 countries, get paid in USD, GBP and EUR, hold 16 currencies, spend on a virtual USD Visa card, and hold value in USDC and USDT. It has over 1.6 million registered users.

Is Eversend licensed and safe?

Yes. Eversend holds Bank of Uganda licences, is registered with FinCEN in the US, and is authorised for remittances in Kenya. Customer funds are safeguarded and segregated, and every transfer is encrypted and tracked end to end.

How much does Eversend charge?

The exchange rate and fee are shown before you send, so there are no surprises. Payout fees vary by destination and method and are listed in full on the pricing page. Wallet-to-wallet transfers between Eversend accounts are free.

How do I switch to Eversend?

Download the app, verify your identity once, and add money by mobile money, bank transfer or stablecoins. You can start sending in a few minutes.

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Compare money apps

Eversend or Chipper Cash? Compare on what matters.

The short answer

Both are money apps built for Africa, and both show your exchange rate before you send. Where Eversend goes further is specific and easy to check: it runs hard cross-border routes like Kenya to Nigeria and Cameroon to Nigeria, it pays out of Africa to USD, GBP and EUR bank accounts, and it holds 16 currencies in one account, so your money keeps working when you move countries. It has over 1.6 million registered users. If those things matter to you, Eversend is the stronger pick, and this page shows exactly why.

Get the app See live rates

Where Eversend goes further

The differences that decide it.

It pays OUT of Africa

Send naira, shillings or cedis to a USD, GBP or EUR bank account, straight from the app. This is the corridor almost nothing in the market runs. If you need to pay someone abroad from Africa, start your comparison here.

It runs the hard African routes

Kenya to Nigeria, Ghana to Nigeria, Cameroon to Nigeria: routes with no direct banking rail, that most services quietly skip. Eversend runs them, with the money landing in about a minute.

Your account moves countries with you

Hold 16 currencies in one account and top up by local mobile money or bank in each market. A Kenyan who moves to Kampala or Lagos keeps the same account and funds it in the local currency, no starting over.

Four things in one account

Send across 18 countries, hold 16 currencies, spend on a virtual USD Visa card, and hold value in USDC and USDT. Few money apps do all four. Count how many the app you're comparing actually covers.

Licensed where it counts

Bank of Uganda licences, FinCEN registration in the US, and remittance authorisation in Kenya. Customer funds are safeguarded and segregated, and every transfer is tracked end to end.

Compare on what matters.

Here’s where Eversend stands on each. Run Chipper Cash and any other app you’re weighing through the same list, and see how they answer.

What to compare

Eversend

Chipper Cash / others

Sends Kenya to Nigeria, Ghana to Nigeria and other hard African routes

Yes, lands in about a minute

Ghana to Nigeria only; no Kenya or Cameroon to Nigeria

Pays out of Africa to a USD, GBP or EUR bank account

Yes, all three, from the app

USD bank accounts only; no GBP or EUR

Shows the exchange rate before you send

Yes, upfront, fee included

Yes, shown in the app

Currencies you can hold, plus card and stablecoins

16 currencies, virtual USD card, USDC and USDT

2 currencies (your local + USD), card and stablecoins

Licensed, with customer funds safeguarded

Bank of Uganda, FinCEN, Kenya remittance

Check the app

Delivery speed is a measured, published number

About a minute, from our last 90 days

No published measured figure

Chipper Cash figures collected on 11 July 2026 and shown for comparison only. They are not reviewed or approved by Chipper Cash, and pricing and features change, so check the Chipper Cash app before you decide. Eversend figures are current and drawn from this site.

See it for yourself.

Send out of Africa to the UK Kenya to Nigeria corridor Virtual dollar card Full pricing

Chipper Cash alternatives, answered.

For the things Eversend is built around, yes: sending across hard African corridors like Kenya to Nigeria, paying out of Africa to USD, GBP and EUR bank accounts, and holding 16 currencies, a card and stablecoins in one account. Whether it's better for you comes down to which of those you need. The fastest way to decide is to check the live rate on your corridor on this site.

Try Eversend and decide for yourself.

Download the app, check the live rate on your corridor, and see if it fits.

Get the app See live rates

Chipper Cash is a trademark of its respective owner. Eversend is not affiliated with, endorsed by, or partnered with Chipper Cash. Comparisons on this page describe Eversend’s own features; they are not statements about Chipper Cash’s pricing, service or status. Rates and features are current as of the last update and may change.